The Benefits of Knowing PMAY

The Benefits of Knowing PMAY

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PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme

PM Awas Yojana 2024:

PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is run by the Ministry of Rural Development (MoRD) and its primary objective is to provide a safe and convenient pucca house to homeless families and people residing in dilapidated houses.PMAY-G is developed to address the housing shortage in rural areas, which plays a vital role in fulfilling the goal of "Housing for All".

The minimum size of houses under the PM Awas Yojana 2024 scheme has been fixed at 25 square meters, including a special area for clean cooking.As of 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based on the criteria of Socio-Economic and Caste Census (SECC).It is confirmed by the Gram Sabhas.This amount is sent directly to the bank account or post office account of the beneficiaries.PMAY-G has been extended for the next 2 years, i.e.till March 31, 2024.

PM Awas Yojana 2024: Objective

The primary objective of PM Awas Yojana (PMYG) is to provide pucca houses with standard facilities to all homeless families and families living in kutcha or dilapidated houses in rural areas by 2024.Its primary target is to cover 1.00 crore families in rural areas in 3 years in between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and skilled masons.For the construction of houses, it is proposed to embrace a housing method through convergence.

PM Awas Yojana 2024: Benefits

•Financial assistance of 1,20,000 per unit is readily available in plain areas, while for hilly, unattainable and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the quantity is 1,30,000.

•Interested beneficiaries can avail institutional loan up to 70,000 at a low interest rate of 3% for construction of permanent housing.The optimum quantity for subsidy has been fixed at 2,00,000.

•The minimum size of your house will be 25 sq.m., including a devoted area for hygienic cooking.

•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance up to 12,000 for construction of toilets.

•In coordination with MNREGA, beneficiaries get a chance to get employment as unskilled labor (rural mason training) at the rate of Rs 90.95 per day for 95 days.

•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.

•The scheme works in conjunction with numerous government initiatives such as piped drinking water, electricity connection, clean and reliable cooking fuel, and social and liquid waste management.

•Payments are made electronically directly into bank or post office accounts, which are connected to Aadhaar.

PM Awas Yojana 2024: Eligibility

Beneficiaries under PM Awas Yojana 2024 include all homeless families residing in absolutely no, a couple of roomed houses with kutcha walls and kutcha roofs (as per SECC data, and based on exclusion procedure).

Criteria for automatic/compulsory addition.

•1.Shelterless families.

•2.Destitute/dependent on alms.

•3.Manual scavengers.

•4.Primitive tribal groups.

•5.Legally launched bonded labour.

PM Awas Yojana 2024: Prioritisation.

•Under Prioritisation, multi-level priority will be identified in the classification of PMAY-G beneficiaries.

•First of all, priority will be given on the basis of specifications of housing deprivation, which includes SC/ST, minorities and other groups.

•First of all, priority will be provided to those families who are homeless, followed by priority according to the number of rooms; Households with absolutely no, one and two rooms will get priority respectively.

•In a particular social classification such as SC/ST, Minority and Others, families who are homeless or living in houses with fewer rooms will not be positioned below families living in houses with more rooms.

In the above priority groups, families who satisfy the criteria Pradhan Mantri Awas Yojana for "mandatory addition" will be provided even more priority.Automatically included families will be provided more weightage than other families within the priority group.

Ball games will be calculated based upon the socio-economic parameters provided below, each having equal weightage:.

•Households with no adult member in between 16 and 59 years.

•Female-headed households with no adult male member in between 16 and 59 years.

•Households with no educated grownup above 25 years of age.

•Households with a disabled member and no able-bodied adult member Landless households that obtain the majority of their income from manual labour will be ranked higher amongst households with high deprivation scores.

Fixation of targets.

For SC/ST: 60% of the target assigned to each State or Union Territory need to be set aside for SCs and STs, depending upon the schedule of eligible beneficiaries.Within the set targets, the percentage of SCs and STs will be figured out by the respective States or Union Territories from time to time.

Furthermore, States and Union Territories will be permitted to exchange targets between SCs and STs, if there is no eligible beneficiary in any of these classifications and it is certified.If all eligible SC and ST households are covered, the State or Union Territory targets will be allocated to beneficiaries of 'other' classifications from the permanent waiting list prepared from SECC 2011.

For Minorities:.

In addition, as far as possible, 15% of the overall fund will be earmarked for minority families at the national level.The allotment of target for minorities amongst States and Union Territories will be made on the basis of proportionate rural population of minorities in the respective State or Union Territory according to Census 2011 data.Minorities alerted under Section 2( c) of the National Commission for Minorities Act, 1992 will be considered eligible for the benefit of this allocated quantity.

For Divyaangjan:.

Under the PM Awas Yojana 2024 scheme, special priority in the selection of beneficiaries to be assisted has been offered to families in which there is a handicapped member and no able-bodied grownup.Hence, such families have been provided more deprivation points at the time of house allotment.Based on the Persons with Disabilities Act, 1995, States may try to guarantee that 3% of the beneficiaries at the State level are from among the persons with disabilities.

If more than one household in a sub-group has the very same deprivation score, those households will be prioritised based upon the following criteria:.

•Families with widows and near relative of members of the defence, paramilitary or police killed in action.

•Families with a member suffering from leprosy or cancer, as well as people affected by HIV (PLHIV).

•Families with only one girl child.

Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, typically referred to as the Forest Rights Act.Transgender persons will likewise be included at the same time.

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